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SELLER FINANCED CAMPGROUNDS

This is a business-financing technique in which a buyer borrows from the campground seller instead of, or at times in addition to, a bank. It is sometimes referred to, or called owner financing, land contract or purchase-money mortgage.

A campground seller agrees to finance a portion of the sales price over a specified term at a specified interest rate. If the campground seller is doing seller financing on the entire amount, the buyer pays a down payment up front, to the seller directly, and continues to make payments according to the agreement with the seller.







$5,275,000 3316702

This family friendly park is known for its complimentary waffle and pancake breakfast with biscuits and sausage gravy served every day. All sites are pull through and have free high speed Wi-Fi. Amenities include a large heated swimming pool with a waterfall and water slide, fully equipped fitness center, game room with pool table, 18-hole mini-golf, two on-site laundry rooms, pet park, playground, jump pad, enclosed clubhouse with a full kitchen. 4 deluxe cabins offer all the comforts of home while 3 rustic cabins and 3 teepees offer an alternative to tent camping. Guests enjoy the shade under the magnificent southern pines. Scheduled story telling and marshmallow roasting events take place at the new community fire ring.


$4,200,000 3322181

People come from all over the country and Canada to ride their ATVs at this family friendly solid business. Over 84 miles of recreational trails on 877 acres of land cover the full spectrum of riding skills from beginner through advanced. What really sets this destination park aside is the underground riding through abandoned limestone mines 250 feet underground. These mines provide matchless thrills with underground lakes, total darkness and numerous surprises that help make each journey unforgettable.


$4,200,000 828215

This upscale RV resort offers a temporary or permanent “up north” retreat for guests. Individual RV sites are available for purchase and can be rented on a daily, weekly or monthly basis. The area is filled with clear and sparkling lakes and rivers, miles of sandy beaches and scenic vistas along Lake Michigan, quaint marinas and harbor towns. It is truly a water lover’s paradise.


$3,800,000 857092

233 full hook-up sites nestled along the famous Appalachian Mountains. This serene woodland setting is just a short drive to hundreds of shopping and recreational locations. Private, family-owned business with a great reputation and a strong seasonal base to show for it. The owners of this 36 year old park understand the needs of camping families in this ever-changing industry and have upgraded the park continuously over the years.​ The park is pet friendly and security patrolled.


$2,750,000 3311407

RV Resort development opportunity 10 miles inland from a popular beach city. Plans and permits are in place for 269 full hookup lots on 112 acres. Phase I completions include storm water management system.


$1,400,000 438457

Referred to by guests as their “home away from home,” this forested 240 +/- acre park includes 220 sites and 2 lake fronts. Many events are planned throughout the season, and the pool, lakes and sports fields offer plenty of activities. Hiking and biking is available on over 12 miles of maintained trails and roadways throughout. Guests picnic at scenic views and overlooks of the lakes and wildflower fields. A long list of amenities includes a heated outdoor pool, club house, clean shower houses, docks, horseshoes, children’s playground, nature center, shaded pavilion, events, crafts, BBQ’s, and plenty more. This park is an opportunity for a new owner to walk into a thriving business on a large property, with a great staff and a solid seasonal base.


$920,000
440181

This full service campground and livery is a perfect getaway for families that want to get on a scenic river. The infrastructure of the park is sound and the business operates well with a strong customer base and good reputation. The river is one of a kind and is the main draw to the park. 2 ponds, a creek , and a walking trail through the woods compliment the natural setting. Guests who get out early are likely to witness mist rising off the river, a great blue heron hunting for breakfast, or turtles soaking up the morning rays. The camp store offers a full selection of items for campers and floaters alike.


$795,000
421295

2018 GROSS $229,571! Profitable park near an Interstate junction that brings people from all parts of the country. Revenue sources include the RV park, propane sales, pub, Laundromat and store. The park features almost 15 acres and 66 sites, including 49 full hookup.


$529,000 3322911

Built in a central location that is an easy walk to the antique shops and restaurants which make up annual antique shows, as well as the year round antique community in the area. 14 acres of well-manicured property accommodate 34 FHU sites, 5 rental trailers, electric sites, and a large field for tent campers. A 32’ x 194’ steel clad pavilion is rented for gatherings and profitable on-site antique events that are the park’s largest source of revenue. The business hosts at least 6 rallies each summer as well as 2 large antique events. This is a turnkey property with a truly built in customer base. There are options for hosting more events and site expansion. This business is an ideal semi-retirement job that requires only 4 and a half months of hands-on management.


$250,000 3255977

CURRENTLY CLOSED - Located near the confluence of the Suwannee and the Gulf of Mexico, this park is a great place for guests with boats. 2 marinas offer fuel, bait, and tackle services nearby. Boat launches are available in the Suwannee River and Gulf of Mexico. The park has 18 full hook up sites, a bathhouse, office, laundry, community room, and a screened fish cleaning station.



Why would an owner offer
seller financing on a campground?

Many potential buyers just don’t have the necessary capital or business lender resources to cash a seller completely out.

Even if they do, they might be reluctant for what they consider an untried new venture in unknown waters. When that buyer opens the doors to their lender of choice, they will find many hoops they need to go through and many personal documents they will need to supply. Of course they will reach into resources for the down payment the lender requires (20% to 30%) – and added to that will be extra costs – like document prep fees, etc. It is a common misconception in this industry for a seller to assume that if a buyer has a great credit score and the necessary down, it’s pretty much a “done deal.” Not so. The entire business will come under a magnifying glass as much, if not more, than the potential buyer. In order to sell a campground it will have to appraise at agreed sale price or more, or the lender will not open the vault. In the meantime, the seller are “mentally packing” with fingers and toes crossed, hoping the lender says “yes” many weeks after the application process is first started. With lenders experiencing recent losses from escalating housing foreclosures, they are very cautious about lending money right now. They’re requiring more i’s to dot and t’s to cross.

With seller financing a buyer and seller can “get creative” to each others advantage. The agreement can be “interest only” payments, for a part, or full duration of the time frame before a balloon payoff is due. If a buyer has intentions of investing in something to bring in needed revenue to support the business, the agreement can contain escalating payments each year for the duration of the agreement – even adjusted interest rates (starting lower, and each year increasing one half to one percent). The balloon term can be as few as 3 years before the balloon payment is due in full, or the loan can run the full course of years until the entire balance is paid off. This creativity often makes seller financing attractive to a buyer and seller.

If you desire to have any amount calculated in amortization forms, please do not hesitate to call. Our intent at PARKS AND PLACES is to insure you understand all the “doors” available to you toward the goal of buying or to sell a campground or to sell an rv park.

PARKS AND PLACES INC :: Phone 616.301.0765 - Email sales@parksandplaces.com - FAX 616.431.4140
Florida Office :: 2937 Brandemere Dr, Tallahassee, FL 32312
Michigan Office :: 1734 Timberlane Ln NE, Grand Rapids, MI 49505

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